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Free Excel template

Free Debt Snowball Calculator

List your debts and what you can pay each month. See your debt-free date, the order your debts clear and how much interest the snowball saves.

No sign-up, no email. Excel for Windows, no macros.

Debt Snowball Calculator filled in with sample debts

How to use it

  1. List each debt: what you owe today, the interest rate (APR) and the minimum payment.
  2. Enter the total you can pay toward debts each month.
  3. Read your debt-free date, the payoff order and the interest you save against paying minimums only.