:root {
  --navy: #0b3b66;
  --navy-deep: #082c4d;
  --blue: #117aca;
  --green: #117aca;
  --green-soft: #e7f1fa;
  --green-light: #9fd0f5;
  --bg: #ffffff;
  --gray: #f3f6f9;
  --line: #e1e6ec;
  --text: #1f262e;
  --muted: #5a6470;
  --max: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--bg); color: var(--text);
  font: 400 17px/1.7 "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--blue); }
img { max-width: 100%; display: block; }
.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }

/* Type */
.label {
  display: inline-flex; align-items: center; gap: 12px; margin: 0 0 18px;
  font-size: 12px; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--green);
}
.label::before { content: ""; width: 28px; height: 2px; background: var(--green); }
h1, h2, h3 { margin: 0; color: var(--navy); }
h2 {
  font-size: clamp(30px, 4vw, 46px); line-height: 1.1; font-weight: 800;
  letter-spacing: -.01em; text-transform: uppercase;
}
h2 span { color: var(--green); }
.lede { font-size: 19px; color: var(--muted); max-width: 680px; margin: 20px 0 0; }
section { padding: 110px 0; }
.alt { background: var(--gray); }
.head { margin-bottom: 56px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 10px; padding: 15px 26px; border-radius: 4px;
  font-size: 13px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; text-decoration: none;
  transition: background .2s, color .2s, border-color .2s;
}
.btn-green { background: var(--green); color: #fff; }
.btn-green:hover { background: #0d64a8; }
.btn-ghost { border: 1px solid rgba(255,255,255,.35); color: #fff; }
.btn-ghost:hover { border-color: #fff; }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--blue); }

/* Header */
header {
  position: sticky; top: 0; z-index: 20;
  background: rgba(255, 255, 255, .97); backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line); box-shadow: 0 1px 8px rgba(11,59,102,.06);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 62px; gap: 24px; }
.brand img { height: 38px; width: auto; }

/* Hero */
.hero {
  background: radial-gradient(1000px 520px at 85% -10%, rgba(159,208,245,.18), transparent 60%),
              linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
  color: #fff; padding: 110px 0 0; overflow: hidden;
}
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px; align-items: center; padding-bottom: 100px; }
.hero .label { color: var(--green-light); }
.hero .label::before { background: var(--green-light); }
.hero h1 {
  color: #fff; font-size: clamp(40px, 5.6vw, 70px); line-height: 1.02; font-weight: 800;
  letter-spacing: -.02em; text-transform: uppercase;
}
.hero h1 em { font-style: normal; color: var(--green-light); }
.hero p { color: rgba(255,255,255,.78); font-size: 19px; max-width: 560px; margin: 26px 0 36px; }
.ctas { display: flex; flex-wrap: wrap; gap: 14px; }

/* Sample output card (illustrative, not a spreadsheet) */
.sample {
  background: #fff; color: var(--text); border-radius: 10px; padding: 28px;
  box-shadow: 0 30px 80px rgba(0,0,0,.35);
}
.sample-top { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; margin-bottom: 22px; }
.sample-top b { font-size: 15px; color: var(--navy); }
.sample-top small { font-size: 11px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.kpis { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 24px; }
.kpi { background: var(--gray); border-radius: 6px; padding: 14px; }
.kpi span { display: block; font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); }
.kpi strong { display: block; font-size: 24px; font-weight: 700; color: var(--navy); margin-top: 4px; }
.kpi strong.up { color: #2f7d52; }
.chart-cap { display: flex; justify-content: space-between; font-size: 12px; color: var(--muted); margin-bottom: 8px; }
.sample svg { width: 100%; height: auto; }
.sample-foot { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 20px; }
.chip { font-size: 11px; font-weight: 600; letter-spacing: .06em; padding: 6px 10px; border-radius: 99px; background: var(--green-soft); color: var(--green); }

.proof { border-top: 1px solid rgba(255,255,255,.1); }
.proof ul { list-style: none; margin: 0; padding: 26px 0; display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.proof li { font-size: 12px; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: rgba(255,255,255,.62); }
.proof li b { color: #fff; font-weight: 700; }

/* Pillars */
.pillars { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid var(--line); }
.pillar { padding: 34px 28px 0 0; }
.pillar + .pillar { padding-left: 28px; border-left: 1px solid var(--line); }
.pillar .ico { width: 40px; height: 40px; border-radius: 8px; background: var(--green-soft); display: grid; place-items: center; margin-bottom: 20px; }
.pillar h3 { font-size: 18px; margin-bottom: 10px; }
.pillar p { margin: 0; color: var(--muted); font-size: 15.5px; }

/* Model library */
.lib-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; flex-wrap: wrap; }
.price-note { font-size: 14px; color: var(--muted); max-width: 320px; }
.price-note b { color: var(--navy); }
.models { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.model {
  background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 30px;
  display: flex; flex-direction: column; transition: border-color .2s, box-shadow .2s, transform .2s;
}
.model:hover { border-color: #c9d3de; box-shadow: 0 16px 40px rgba(15,42,74,.08); transform: translateY(-2px); }
.model-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 22px; }
.num { font-size: 34px; font-weight: 800; color: #d5dce5; line-height: 1; }
.tag { font-size: 11px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: #0e63a8; background: #e7f1fa; padding: 6px 10px; border-radius: 99px; }
.model h3 { font-size: 20px; line-height: 1.3; margin-bottom: 10px; }
.model > p { margin: 0 0 18px; color: var(--muted); font-size: 15.5px; }
.model ul { list-style: none; margin: 0 0 26px; padding: 0; font-size: 14.5px; }
.model li { padding: 7px 0 7px 24px; position: relative; border-top: 1px solid var(--line); }
.model li::before {
  content: ""; position: absolute; left: 2px; top: 14px; width: 10px; height: 6px;
  border-left: 2px solid var(--green); border-bottom: 2px solid var(--green); transform: rotate(-45deg);
}
.model-foot { margin-top: auto; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.status { font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.status::before { content: ""; display: inline-block; width: 8px; height: 8px; border-radius: 50%; background: #e0a43a; margin-right: 8px; vertical-align: 1px; }
.notify { font-size: 13px; font-weight: 600; color: var(--green); text-decoration: none; }
.notify:hover { text-decoration: underline; }
.custom-strip {
  margin-top: 24px; background: var(--navy); color: #fff; border-radius: 8px; padding: 30px 34px;
  display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap;
}
.custom-strip h3 { color: #fff; font-size: 20px; }
.custom-strip p { margin: 4px 0 0; color: rgba(255,255,255,.72); font-size: 15.5px; }

/* Inside every model */
.inside { display: grid; grid-template-columns: .9fr 1.1fr; gap: 80px; align-items: start; }
.inside-list { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; }
.inside-item { padding: 22px 0; border-top: 1px solid var(--line); }
.inside-item h3 { font-size: 16px; margin-bottom: 6px; display: flex; gap: 10px; align-items: center; }
.inside-item h3::before { content: ""; width: 8px; height: 8px; background: var(--green); border-radius: 2px; flex: none; }
.inside-item p { margin: 0; font-size: 15px; color: var(--muted); }

/* Approach */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; counter-reset: s; }
.step { position: relative; background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 34px 30px; }
.step-n { width: 44px; height: 44px; border-radius: 50%; background: var(--blue); color: #fff; font-weight: 700; display: grid; place-items: center; margin-bottom: 22px; }
.step h3 { font-size: 20px; text-transform: uppercase; letter-spacing: .02em; margin-bottom: 10px; }
.step p { margin: 0; color: var(--muted); font-size: 15.5px; }
.step:not(:last-child)::after {
  content: "\2192"; position: absolute; right: -19px; top: 44px; z-index: 2; width: 34px; height: 34px;
  border-radius: 50%; background: var(--green); color: #fff; display: grid; place-items: center; font-size: 16px;
}

/* About */
.about { display: grid; grid-template-columns: 380px 1fr; gap: 72px; align-items: center; }
.about figure { margin: 0; }
.about figure { text-align: center; }
.about figure img { display: block; margin: 0 auto; width: 320px; max-width: 100%; height: auto; aspect-ratio: 1 / 1; object-fit: cover; object-position: center 20%; border-radius: 50%; border: 6px solid #fff; box-shadow: 0 0 0 4px var(--blue), 0 12px 30px rgba(11,59,102,.18); }
.about figcaption { margin-top: 16px; font-size: 14px; color: var(--muted); }
.about figcaption b { display: block; color: var(--navy); font-size: 16px; }
.about p { color: var(--muted); }
.creds { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 36px; }
.cred { border-top: 3px solid var(--blue); padding-top: 16px; }
.cred h3 { font-size: 16px; margin-bottom: 6px; }
.cred p { margin: 0; font-size: 14.5px; }

/* Services & firm */
.duo { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.panel { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 40px; }
.panel h3 { font-size: 24px; text-transform: uppercase; letter-spacing: .01em; margin-bottom: 12px; }
.panel > p { color: var(--muted); margin: 0 0 22px; }
.panel dl { margin: 0; }
.panel dt { font-weight: 700; color: var(--navy); padding-top: 18px; border-top: 1px solid var(--line); }
.panel dd { margin: 4px 0 18px; color: var(--muted); font-size: 15.5px; }

/* Contact */
.contact { background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%); color: #fff; text-align: center; }
.contact h2 { color: #fff; }
.contact .label { color: var(--green-light); }
.contact .label::before { background: var(--green-light); }
.contact p { color: rgba(255,255,255,.75); max-width: 620px; margin: 20px auto 36px; font-size: 19px; }
.contact .ctas { justify-content: center; }
.contact .mail { display: block; margin-top: 24px; color: rgba(255,255,255,.7); font-size: 15px; text-decoration: none; }
.contact .mail:hover { color: #fff; }

footer { background: var(--navy-deep); color: rgba(255,255,255,.55); font-size: 13px; padding: 34px 0; border-top: 1px solid rgba(255,255,255,.08); }
.foot { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; }
.foot img { height: 30px; width: auto; }
.foot a { color: rgba(255,255,255,.7); text-decoration: none; }

@media (max-width: 1000px) {
  .hero-grid, .inside, .about { grid-template-columns: 1fr; gap: 48px; }
  .about figure { max-width: 340px; }
  .models { grid-template-columns: 1fr 1fr; }
  .pillars { grid-template-columns: 1fr 1fr; }
  .pillar:nth-child(3) { padding-left: 0; border-left: 0; }
  .steps { grid-template-columns: 1fr; }
  .step:not(:last-child)::after { content: "\2193"; right: auto; left: 34px; top: auto; bottom: -19px; }
  .duo { grid-template-columns: 1fr; }
}
@media (max-width: 760px) {
  section { padding: 80px 0; }
  .hide-sm { display: none; }
  .nav { height: 56px; }
  .brand img { height: 30px; }
  .hero { padding-top: 70px; }
  .hero-grid { padding-bottom: 70px; }
  .models, .pillars, .inside-list, .creds { grid-template-columns: 1fr; }
  .pillar, .pillar + .pillar { padding: 26px 0 0; border-left: 0; }
  .kpi strong { font-size: 19px; }
  .sample { padding: 20px; }
  .proof ul { justify-content: flex-start; gap: 12px 24px; }
  .panel { padding: 28px; }
}

/* Price note fix */
.lib-head > div { flex: 1 1 560px; }
.model h3 a { color: inherit; text-decoration: none; }
.model h3 a:hover { color: var(--blue); }

/* Product pages */
.crumbs { font-size: 13px; color: var(--muted); padding-top: 28px; }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--navy); }
.product { padding: 36px 0 90px; }
.product-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 64px; align-items: start; }
.gallery { position: sticky; top: 86px; }
.gallery .sample { box-shadow: 0 20px 60px rgba(15,42,74,.12); border: 1px solid var(--line); }
.tabs { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; margin-top: 14px; }
.tabs span { background: var(--gray); border: 1px solid var(--line); border-radius: 6px; padding: 12px 8px; text-align: center; font-size: 12px; font-weight: 600; color: var(--navy); }
.buy h1 { font-size: clamp(30px, 3.6vw, 42px); line-height: 1.12; font-weight: 800; letter-spacing: -.01em; margin: 14px 0 14px; }
.buy .q { font-size: 19px; color: var(--muted); margin: 0 0 26px; }
.price-row { display: flex; align-items: center; gap: 16px; padding: 22px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); margin-bottom: 26px; flex-wrap: wrap; }
.price { font-size: 30px; font-weight: 800; color: var(--navy); }
.badge { font-size: 12px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; background: #fdf3e1; color: #a26a0d; padding: 6px 12px; border-radius: 99px; }
.buy .btn { width: 100%; justify-content: center; }
.assure { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 10px; font-size: 14.5px; color: var(--muted); }
.assure li { display: flex; gap: 10px; align-items: center; }
.assure li::before { content: ""; width: 18px; height: 18px; border-radius: 50%; background: var(--green-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23117aca' stroke-width='3'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/11px no-repeat; flex: none; }
.detail { padding: 90px 0; }
.detail-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; }
.detail h2 { font-size: 26px; margin-bottom: 18px; }
.detail p { color: var(--muted); }
.checks { list-style: none; padding: 0; margin: 0; }
.checks li { padding: 11px 0 11px 30px; position: relative; border-top: 1px solid var(--line); font-size: 15.5px; }
.checks li::before { content: ""; position: absolute; left: 3px; top: 19px; width: 11px; height: 6px; border-left: 2px solid var(--green); border-bottom: 2px solid var(--green); transform: rotate(-45deg); }
.for { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-top: 28px; }
.for div { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 18px; }
.for b { display: block; color: var(--navy); margin-bottom: 4px; }
.for span { font-size: 14.5px; color: var(--muted); }
.faq details { border-top: 1px solid var(--line); padding: 18px 0; }
.faq details:last-child { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; font-weight: 600; color: var(--navy); list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--green); font-size: 22px; line-height: 1; }
.faq details[open] summary::after { content: "\2212"; }
.faq details p { margin: 12px 0 0; font-size: 15.5px; }
.pager { display: flex; justify-content: space-between; gap: 16px; margin-top: 64px; padding-top: 30px; padding-bottom: 0; font-size: 14px; position: relative; }
.pager::before { content: ""; position: absolute; top: 0; left: 24px; right: 24px; border-top: 1px solid var(--line); }
.pager a { color: var(--navy); text-decoration: none; font-weight: 600; }
.pager a:hover { color: var(--green); }
@media (max-width: 1000px) {
  .product-grid, .detail-grid { grid-template-columns: 1fr; gap: 44px; }
  .gallery { position: static; }
}
@media (max-width: 760px) {
  .tabs { grid-template-columns: 1fr 1fr; }
  .for { grid-template-columns: 1fr; }
  .detail { padding: 64px 0; }
}
.status.on { color: var(--navy); font-size: 18px; letter-spacing: 0; }
.status.on::before { display: none; }
.badge.on { background: var(--green-soft); color: var(--green); }

/* Multi-page: inner page hero, active nav, footer links */
.page-hero { padding: 84px 0 76px; }
.page-hero h1 { font-size: clamp(36px, 4.6vw, 58px); }
.page-hero p { margin-bottom: 0; max-width: 680px; }
.foot-links a { color: rgba(255,255,255,.7); }
.foot-links a:hover { color: #fff; }
@media (max-width: 760px) { .page-hero { padding: 56px 0 52px; } .foot-links { order: 3; } }

/* Incentive list in the custom modeling panel */
.incent-h { margin: 8px 0 12px; padding-top: 18px; border-top: 1px solid var(--line); font-size: 13px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--green); }
.incent { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0 24px; }
.incent li { position: relative; padding: 7px 0 7px 22px; font-size: 15px; color: var(--text); }
.incent li::before { content: ""; position: absolute; left: 2px; top: 15px; width: 9px; height: 5px; border-left: 2px solid var(--green); border-bottom: 2px solid var(--green); transform: rotate(-45deg); }
@media (max-width: 760px) { .incent { grid-template-columns: 1fr; } }

/* Chase-style: white primary buttons on blue bands */
.hero .btn-green, .contact .btn-green { background: #fff; color: var(--navy); }
.hero .btn-green:hover, .contact .btn-green:hover { background: #e7f1fa; }
.custom-strip .btn-green { background: #fff; color: var(--navy); }

/* Home: hero photo, three paths, video */
.hero-photo { margin: 0; justify-self: end; max-width: 400px; }
.hero-photo img { width: 100%; height: auto; border-radius: 10px; box-shadow: 0 30px 80px rgba(0,0,0,.3); }
.hero-photo figcaption { margin-top: 14px; font-size: 14px; color: rgba(255,255,255,.75); }
.hero-photo figcaption b { display: block; color: #fff; font-size: 16px; }
.paths { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.paths.four { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 1100px) { .paths.four { grid-template-columns: repeat(2, 1fr); } }
.path { display: flex; flex-direction: column; background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--blue); border-radius: 8px; padding: 32px 30px; color: inherit; text-decoration: none; transition: box-shadow .2s, transform .2s; }
a.path:hover { box-shadow: 0 16px 40px rgba(11,59,102,.1); transform: translateY(-2px); }
.path .num { margin-bottom: 18px; }
.path h3 { font-size: 22px; margin-bottom: 10px; }
.path p { margin: 0 0 22px; color: var(--muted); font-size: 15.5px; }
.path .go { margin-top: auto; font-size: 14px; font-weight: 600; color: var(--blue); }
.video-row { display: grid; grid-template-columns: 1.1fr .9fr; gap: 64px; align-items: center; }
.video { aspect-ratio: 16 / 9; border-radius: 10px; background: linear-gradient(135deg, var(--navy), var(--blue)); display: grid; place-items: center; align-content: center; gap: 16px; color: #fff; box-shadow: 0 20px 60px rgba(11,59,102,.18); }
.video .play { width: 72px; height: 72px; border-radius: 50%; background: rgba(255,255,255,.95); position: relative; }
.video .play::after { content: ""; position: absolute; left: 29px; top: 22px; border-left: 22px solid var(--blue); border-top: 14px solid transparent; border-bottom: 14px solid transparent; }
.video .soon { font-size: 13px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; opacity: .85; }
/* Learn formats */
.formats { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.format { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 24px 22px; display: flex; flex-direction: column; }
.format h3 { font-size: 17px; margin-bottom: 8px; }
.format p { margin: 0 0 18px; font-size: 14.5px; color: var(--muted); }
.format .status, .format .notify { margin-top: auto; }
/* Fund */
.fund-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 64px; align-items: start; }
.fund-grid p { color: var(--muted); }
.glance { background: var(--gray); border: 1px solid var(--line); border-radius: 8px; padding: 30px; }
.glance h3 { font-size: 13px; letter-spacing: .16em; text-transform: uppercase; color: var(--blue); margin-bottom: 8px; }
.glance dl { margin: 0; }
.glance dt { font-size: 12px; font-weight: 600; letter-spacing: .1em; text-transform: uppercase; color: var(--muted); padding-top: 14px; border-top: 1px solid var(--line); margin-top: 14px; }
.glance dt:first-of-type { border-top: 0; margin-top: 0; }
.glance dd { margin: 4px 0 0; font-weight: 600; color: var(--navy); }
.disclaimer { margin: 40px 0 0; font-size: 13px; color: var(--muted); max-width: 820px; }
@media (max-width: 1000px) {
  .paths { grid-template-columns: 1fr; }
  .video-row, .fund-grid { grid-template-columns: 1fr; gap: 40px; }
  .formats { grid-template-columns: repeat(2, 1fr); }
  .hero-photo { justify-self: start; max-width: 300px; }
}
@media (max-width: 760px) { .formats { grid-template-columns: 1fr; } }
.page-hero .ctas { margin-top: 32px; }

/* About: personal */
.personal { display: grid; grid-template-columns: .9fr 1.1fr; gap: 24px; }
.personal .panel > p { margin: 0; }
.personal .honor { border-top: 4px solid var(--blue); }
.personal .honor .label { margin-bottom: 10px; }
.personal .honor > p:not(.label) { margin: 0 0 20px; }
.personal .homes { display: flex; flex-wrap: wrap; gap: 12px 22px; margin-top: 20px; }
.personal .homes span { display: inline-flex; align-items: center; gap: 10px; font-size: 15px; font-weight: 600; color: var(--navy); }
.personal .homes img { height: 18px; width: auto; border-radius: 2px; box-shadow: 0 0 0 1px rgba(11,31,51,.15); }
.personal .edu { grid-column: 1 / -1; }
.personal .edu .label { margin-bottom: 10px; }
.personal .edu-list { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 22px; }
.personal .edu-item { display: flex; gap: 16px; align-items: flex-start; }
.personal .edu-item .yr { flex: none; min-width: 64px; text-align: center; font-size: 14px; font-weight: 700; color: #fff; background: linear-gradient(135deg, #0b3b66, #117aca); border-radius: 6px; padding: 6px 10px; }
.personal .edu-item b { display: block; color: var(--navy); font-size: 17px; line-height: 1.4; }
.personal .edu-item p { margin: 4px 0 0; color: var(--muted); font-size: 15px; line-height: 1.6; }
@media (max-width: 760px) { .personal .edu-list { grid-template-columns: 1fr; } }
.personal .athlete { grid-column: 1 / -1; display: grid; grid-template-columns: 1fr 220px; gap: 40px; align-items: center; border-top: 4px solid var(--blue); }
.personal .athlete .label { margin-bottom: 10px; }
.personal .athlete h3 + p { margin: 0 0 22px; }
.personal .sports { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.personal .sports li { font-size: 14px; font-weight: 600; color: #0b3b66; background: #eaf3fb; border: 1px solid #cfe3f5; border-radius: 999px; padding: 5px 14px; }
.personal .athlete figure { margin: 0; }
.personal .athlete img { display: block; width: 100%; max-height: 290px; object-fit: cover; object-position: center 30%; border-radius: 8px; }
.personal .athlete figcaption { margin-top: 10px; font-size: 13px; color: var(--muted); text-align: center; }
@media (max-width: 1000px) { .personal .athlete { grid-template-columns: 1fr; } .personal .athlete figure { max-width: 220px; } }
@media (max-width: 1000px) { .personal { grid-template-columns: 1fr; } }
@media (max-width: 640px) { .paths.four { grid-template-columns: 1fr; } }

/* Contact form */
.contact-grid { display: grid; grid-template-columns: 1fr 1.1fr; gap: 56px; align-items: start; text-align: left; }
.contact .contact-intro p { margin: 20px 0 28px; }
.contact .contact-intro .mail { margin-top: 0; }
.contact-form { background: #fff; color: var(--ink, #1f262e); border-radius: 10px; padding: 32px; box-shadow: 0 10px 30px rgba(8,44,77,.25); }
.contact-form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form label { display: block; font-size: 13px; font-weight: 600; color: var(--navy); margin-bottom: 16px; }
.contact-form input, .contact-form select, .contact-form textarea { display: block; width: 100%; box-sizing: border-box; margin-top: 6px; padding: 11px 12px; font: inherit; font-size: 15px; font-weight: 400; color: #1f262e; background: #fff; border: 1px solid var(--line); border-radius: 6px; }
.contact-form textarea { resize: vertical; min-height: 120px; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { outline: 2px solid var(--blue); outline-offset: 0; border-color: var(--blue); }
.contact-form .hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.contact-form button { width: 100%; justify-content: center; border: 0; cursor: pointer; }
.contact-form button:disabled { opacity: .6; cursor: wait; }
.contact .contact-form .form-status { margin: 14px 0 0; font-size: 14px; color: var(--muted); max-width: none; text-align: center; }
.contact .contact-form .form-status:empty { display: none; }
.contact .contact-form .form-status.ok { color: #1a7f4b; }
.contact .contact-form .form-status.err { color: #b42318; }
.contact .contact-form .form-status a { color: var(--blue); }
@media (max-width: 1000px) { .contact-grid { grid-template-columns: 1fr; gap: 36px; } }
@media (max-width: 560px) { .contact-form { padding: 22px; } .contact-form .row { grid-template-columns: 1fr; gap: 0; } }

/* Nav: dropdown menus (same pattern as ochronamax.com) */
.nav-cta { color: #fff; background: var(--blue); padding: 9px 16px; border-radius: 4px; text-decoration: none; font-size: 12px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; white-space: nowrap; transition: background .2s; }
.nav-cta:hover { background: #0d64a8; }
.nav-right { display: flex; align-items: center; gap: 12px; }
.menu { display: flex; align-items: center; gap: 4px; list-style: none; margin: 0; padding: 0; }
.menu > li { position: relative; }
.menu > li > button {
  position: relative; display: flex; align-items: center; gap: 6px; padding: 10px 14px; border-radius: 8px;
  background: none; border: 0; color: #33404f; font: 600 14.5px Inter, sans-serif; cursor: pointer; transition: color .2s, background .2s;
}
.menu > li > button:hover, .menu > li.open > button, .menu > li.active > button { color: var(--blue); }
.menu > li.open > button { background: var(--green-soft); }
.caret { width: 10px; height: 10px; transition: transform .25s; }
.menu > li.open .caret { transform: rotate(180deg); }
.menu > li > button::after {
  content: ""; position: absolute; left: 14px; right: 14px; bottom: 3px; height: 2px; border-radius: 2px;
  background: var(--blue); transform: scaleX(0); transform-origin: left; transition: transform .3s;
}
.menu > li > button:hover::after, .menu > li.open > button::after, .menu > li.active > button::after { transform: scaleX(1); }
.dropdown {
  position: absolute; top: calc(100% + 12px); left: 50%; width: 400px; padding: 10px; z-index: 30;
  background: #fff; border: 1px solid var(--line); border-radius: 14px; box-shadow: 0 24px 60px rgba(11, 59, 102, .18);
  opacity: 0; visibility: hidden; transform: translate(-50%, -8px) scale(.98); transform-origin: top center;
  transition: opacity .22s ease, transform .22s ease, visibility 0s linear .22s;
}
.dropdown.wide { width: 680px; }
.dropdown.wide .dd-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 2px; }
.dropdown::before { content: ""; position: absolute; left: 0; right: 0; top: -14px; height: 14px; }
.dropdown::after {
  content: ""; position: absolute; top: -7px; left: 50%; width: 12px; height: 12px; transform: translateX(-50%) rotate(45deg);
  background: #fff; border-left: 1px solid var(--line); border-top: 1px solid var(--line);
}
.menu > li.open .dropdown { opacity: 1; visibility: visible; transform: translate(-50%, 0) scale(1); transition: opacity .22s ease, transform .22s ease; }
.dd-item {
  display: grid; grid-template-columns: 40px 1fr; gap: 14px; align-items: start; padding: 12px; border-radius: 10px; text-decoration: none;
  opacity: 0; transform: translateY(6px); transition: background .2s, opacity .3s, transform .3s;
}
.menu > li.open .dd-item { opacity: 1; transform: none; }
.menu > li.open .dd-item:nth-child(2) { transition-delay: .04s; }
.menu > li.open .dd-item:nth-child(3) { transition-delay: .08s; }
.menu > li.open .dd-item:nth-child(4) { transition-delay: .12s; }
.menu > li.open .dd-item:nth-child(n+5) { transition-delay: .16s; }
.dd-item:hover { background: var(--green-soft); }
.dd-item .icon { width: 40px; height: 40px; display: grid; place-items: center; border-radius: 10px; background: var(--gray); color: var(--blue); transition: background .2s, transform .2s, color .2s; }
.dd-item:hover .icon { background: var(--blue); color: #fff; transform: scale(1.05); }
.dd-item .icon svg { width: 20px; height: 20px; }
.dd-item strong { display: block; font-size: 14.5px; font-weight: 700; color: var(--navy); }
.dd-item span.d { display: block; color: var(--muted); font-size: 13px; line-height: 1.5; margin-top: 2px; }
.dd-foot { display: flex; justify-content: space-between; align-items: center; margin-top: 6px; padding: 12px 12px 4px; border-top: 1px solid var(--line); font-size: 11px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.dd-foot a { color: var(--blue); text-decoration: none; letter-spacing: 0; text-transform: none; font-size: 13px; }
.dd-foot a:hover { text-decoration: underline; }
.pill { display: inline-block; margin-left: 6px; vertical-align: 2px; font-size: 9.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; padding: 2px 7px; border-radius: 999px; white-space: nowrap; }
.pill.soon { color: var(--blue); background: var(--green-soft); border: 1px solid #b9d9f2; }
.burger { display: none; width: 42px; height: 42px; border: 1px solid var(--line); border-radius: 10px; background: #fff; cursor: pointer; position: relative; }
.burger i { position: absolute; left: 11px; right: 11px; height: 2px; background: var(--navy); border-radius: 2px; transition: transform .3s, opacity .3s, top .3s; }
.burger i:nth-child(1) { top: 14px; } .burger i:nth-child(2) { top: 20px; } .burger i:nth-child(3) { top: 26px; }
.menu-open .burger i:nth-child(1) { top: 20px; transform: rotate(45deg); }
.menu-open .burger i:nth-child(2) { opacity: 0; }
.menu-open .burger i:nth-child(3) { top: 20px; transform: rotate(-45deg); }
body.menu-open { overflow: hidden; }
@media (min-width: 1001px) { .menu .mobile-cta { display: none; } }
@media (max-width: 1100px) { .menu > li > button { padding: 10px 10px; } .menu > li > button::after { left: 10px; right: 10px; } }
@media (max-width: 1000px) {
  .burger { display: block; }
  .nav-right .nav-cta { display: none; }
  .menu {
    position: absolute; top: 100%; left: 0; right: 0; height: calc(100vh - 62px); height: calc(100dvh - 62px); flex-direction: column; align-items: stretch; gap: 0;
    padding: 8px 20px 40px; background: #fff; overflow-y: auto; border-top: 1px solid var(--line);
    opacity: 0; visibility: hidden; transform: translateY(-10px); transition: opacity .25s, transform .25s, visibility 0s linear .25s;
  }
  .menu-open .menu { opacity: 1; visibility: visible; transform: none; transition: opacity .25s, transform .25s; }
  .menu > li { border-bottom: 1px solid var(--line); }
  .menu > li > button { width: 100%; justify-content: space-between; padding: 18px 4px; font-size: 17px; color: var(--navy); }
  .menu > li > button::after { display: none; }
  .menu > li.open > button { background: none; }
  .dropdown, .dropdown.wide { position: static; width: auto; padding: 0 0 10px; transform: none; opacity: 1; visibility: visible; display: none; border: 0; box-shadow: none; }
  .dropdown.wide .dd-grid { grid-template-columns: 1fr; }
  .dropdown::after, .dropdown::before { display: none; }
  .menu > li.open .dropdown { display: block; transform: none; }
  .dd-foot { display: none; }
  .menu .mobile-cta { display: block; border: 0; padding-top: 24px; }
  .menu .mobile-cta .btn { width: 100%; justify-content: center; background: var(--blue); color: #fff; }
}
@media (max-width: 760px) { .menu { height: calc(100dvh - 56px); } }
@media (prefers-reduced-motion: reduce) { .dropdown, .dd-item, .menu, .caret, .menu > li > button::after { transition: none !important; } }

/* Advisory: sell-side panel */
.sell-side { margin-top: 24px; }
.sell-side > p { margin: 0 0 12px; }

/* M&A sell-side: four models + case study callout */
.mini-head { font-size: 15px; letter-spacing: .08em; text-transform: uppercase; color: var(--navy); margin: 30px 0 14px; }
.model-four { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 14px; margin: 0 0 24px; }
.model-four > div { border: 1px solid var(--line); border-top: 3px solid var(--blue); border-radius: 6px; padding: 18px; background: #fff; }
.model-four b { display: block; color: var(--navy); margin-bottom: 6px; }
.model-four span { display: block; color: var(--muted); font-size: 14.5px; line-height: 1.5; }
.case-callout { display: block; margin-top: 8px; padding: 22px 26px; border-radius: 8px; color: #fff; text-decoration: none;
  background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%); }
.case-callout strong { display: block; font-size: 24px; margin: 4px 0 6px; }
.case-callout span { display: block; opacity: .9; }
.case-callout .cc-tag { font-size: 11px; letter-spacing: .14em; text-transform: uppercase; opacity: .8; }
.case-callout:hover { filter: brightness(1.08); }

/* Case study page */
.case-stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border: 1px solid var(--line); border-radius: 8px; background: #fff; margin-bottom: 64px; }
.case-stats > div { padding: 26px 24px; }
.case-stats > div + div { border-left: 1px solid var(--line); }
.case-stats strong { display: block; font-size: 30px; color: var(--navy); line-height: 1.1; }
.case-stats span { display: block; color: var(--muted); font-size: 14px; margin-top: 6px; }
.case-body { max-width: 860px; }
.case-body h2 { font-size: 30px; margin: 56px 0 18px; }
.case-body h2:first-child { margin-top: 0; }
.case-body > p { color: var(--muted); font-size: 17px; }
.case-steps { list-style: none; padding: 0; margin: 0 0 24px; }
.case-steps li { position: relative; padding: 0 0 16px 30px; color: var(--muted); font-size: 16.5px; }
.case-steps li::before { content: ""; position: absolute; left: 0; top: 9px; width: 12px; height: 12px; border-radius: 3px; background: var(--blue); }
.case-steps b { color: var(--navy); }
.case-body .model-four { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.offer-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.offer-steps > div { border: 1px solid var(--line); border-radius: 8px; padding: 22px; background: #fff; }
.offer-steps small { display: block; font-size: 11px; letter-spacing: .12em; text-transform: uppercase; color: var(--muted); }
.offer-steps strong { display: block; font-size: 34px; color: var(--navy); margin: 6px 0; }
.offer-steps span { color: var(--muted); font-size: 14.5px; }
.offer-steps .final { background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%); border-color: transparent; }
.offer-steps .final small, .offer-steps .final strong, .offer-steps .final span { color: #fff; }
.case-quote { margin: 56px 0 0; padding: 26px 30px; border-left: 4px solid var(--blue); background: #f2f6fa; font-size: 21px; font-weight: 600; color: var(--navy); line-height: 1.45; }
.case-quote cite { display: block; margin-top: 12px; font-size: 14px; font-style: italic; font-weight: 400; color: var(--muted); }
.case-lessons { padding-left: 22px; color: var(--muted); font-size: 16.5px; }
.case-lessons li { margin-bottom: 12px; padding-left: 6px; }
.case-lessons b { color: var(--navy); }
.case-note { font-size: 13px !important; font-style: italic; margin-top: 30px; }
.download .opt { font-weight: 400; color: var(--muted); }
@media (max-width: 900px) {
  .case-stats { grid-template-columns: repeat(2, 1fr); }
  .case-stats > div:nth-child(3) { border-left: 0; }
  .case-stats > div:nth-child(n+3) { border-top: 1px solid var(--line); }
  .offer-steps { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .model-four, .case-body .model-four { grid-template-columns: 1fr; }
  .case-stats strong { font-size: 24px; }
}
.contact.download { background: #f2f6fa; color: var(--ink, #1f262e); }
.contact.download h2 { color: var(--navy); }
.contact.download .label { color: var(--blue); }
.contact.download .label::before { background: var(--blue); }
.contact.download .contact-intro p { color: var(--muted); }
.contact.download .contact-form { box-shadow: 0 10px 30px rgba(8,44,77,.12); }

/* Homepage hero: spreadsheet-style deal summary */
.hero-split .hero-grid { padding-bottom: 0; gap: 48px; grid-template-columns: 1fr minmax(0, 520px); }
.sheet { font-family: "JetBrains Mono", ui-monospace, SFMono-Regular, Menlo, Consolas, monospace; font-size: 13px; color: #dbe7f3;
  background: #10294a; border: 1px solid rgba(159,208,245,.25); border-radius: 10px; overflow: hidden; box-shadow: 0 30px 80px rgba(0,0,0,.35); }
.sheet-bar { display: flex; align-items: center; gap: 7px; padding: 11px 14px; background: #0b2140; border-bottom: 1px solid rgba(159,208,245,.15); }
.sheet-bar i { width: 11px; height: 11px; border-radius: 50%; background: #ff6b6b; }
.sheet-bar i:nth-child(2) { background: #f5c451; }
.sheet-bar i:nth-child(3) { background: #5ccf7a; }
.sheet-bar span { margin-left: 12px; color: #c7d6e6; font-size: 12.5px; }
.sheet-title { text-align: center; padding: 14px 10px 12px; line-height: 1.55; background: #132f54; }
.sheet-title small { display: block; color: #9fb4c9; font-size: 11.5px; }
.sheet-title b { display: block; color: #6fd3ff; font-weight: 500; font-size: 14px; }
.sheet-fx { display: flex; gap: 0; border-top: 1px solid rgba(159,208,245,.15); border-bottom: 1px solid rgba(159,208,245,.15); background: #0e2645; font-size: 12px; }
.sheet-fx span { padding: 7px 10px; color: #8ea6bf; border-right: 1px solid rgba(159,208,245,.15); }
.sheet-fx code { padding: 7px 10px; color: #b9f5c8; font-family: inherit; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.sheet table { width: 100%; border-collapse: collapse; }
.sheet th, .sheet td { padding: 9px 10px; text-align: right; border-bottom: 1px solid rgba(159,208,245,.1); white-space: nowrap; }
.sheet th:first-child, .sheet td:first-child { width: 26px; text-align: center; color: #6f88a3; background: #0e2645; border-right: 1px solid rgba(159,208,245,.12); font-size: 11.5px; }
.sheet th:nth-child(2), .sheet td:nth-child(2) { text-align: left; }
.sheet thead th { font-weight: 400; color: #9fb4c9; background: #132f54; }
.sheet thead th:nth-child(2) { font-size: 11.5px; }
.sheet td:nth-child(2) { color: #fff; font-weight: 600; font-family: Inter, sans-serif; }
.sheet tr.hl td { background: rgba(255,214,102,.12); color: #ffd666; }
.sheet tr.hl td:nth-child(2) { color: #ffd666; }
.sheet tr.hl td:first-child { color: #ffd666; }
.sheet tr.pos td { color: #6fe39a; }
.sheet tr.dim td { color: #9fb4c9; }
.sheet tr.dim td:nth-child(2) { color: #b5c6d8; font-weight: 500; }
.sheet-tabs { display: flex; gap: 0; background: #0b2140; font-size: 12px; overflow: hidden; }
.sheet-tabs span, .sheet-tabs em { padding: 9px 11px; color: #9fb4c9; border-right: 1px solid rgba(159,208,245,.1); font-style: normal; white-space: nowrap; }
.sheet-tabs .on { color: #fff; background: #1a4673; box-shadow: inset 0 2px 0 #6fd3ff; }
.sheet-tabs em { color: #6f88a3; border-right: 0; }
@media (max-width: 1000px) {
  .hero-split .hero-grid { grid-template-columns: 1fr; }
  .hero-split .sheet { max-width: 560px; }
}
@media (max-width: 560px) {
  .sheet { font-size: 11.5px; }
  .sheet th, .sheet td { padding: 8px 6px; }
  .sheet-tabs span:nth-child(n+5) { display: none; }
}
.sheet-link { display: block; text-decoration: none; transition: transform .2s ease; }
.sheet-link:hover { transform: translateY(-3px); }
/* compact sheet so the homepage hero matches the other page heroes */
.hero-split .hero-grid { grid-template-columns: 1fr minmax(0, 430px); gap: 40px; }
.hero-split.page-hero { padding: 36px 0 32px; }
.hero-split .sheet { font-size: 11.5px; border-radius: 8px; }
.hero-split .sheet-bar { padding: 7px 12px; }
.hero-split .sheet-bar i { width: 9px; height: 9px; }
.hero-split .sheet-bar span { font-size: 11px; }
.hero-split .sheet-title { padding: 7px 8px; line-height: 1.4; }
.hero-split .sheet-title small:first-child { display: none; }
.hero-split .sheet-title b { font-size: 12.5px; }
.hero-split .sheet-title small { font-size: 10.5px; }
.hero-split .sheet-fx { font-size: 11px; }
.hero-split .sheet-fx span, .hero-split .sheet-fx code { padding: 5px 9px; }
.hero-split .sheet th, .hero-split .sheet td { padding: 5.5px 9px; }
.hero-split .sheet-tabs { font-size: 11px; }
.hero-split .sheet-tabs span, .hero-split .sheet-tabs em { padding: 6px 9px; }

/* AI section (homepage) */
.ai-row { display: grid; grid-template-columns: 1fr minmax(0, 500px); gap: 56px; align-items: center; }
.ai-points { list-style: none; padding: 0; margin: 22px 0 0; display: grid; gap: 12px; }
.ai-points li { position: relative; padding-left: 26px; color: var(--muted); line-height: 1.6; }
.ai-points li::before { content: ""; position: absolute; left: 0; top: .55em; width: 12px; height: 12px; border-radius: 3px; background: #117ACA; }
.ai-points b { color: var(--text); }
.ai-tools { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin: 22px 0 0; }
.ai-tools span { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); margin-right: 6px; }
.ai-tools b { font-weight: 600; font-size: 14px; color: #0b3b66; background: #eaf3fb; border: 1px solid #cfe3f5; border-radius: 999px; padding: 5px 14px; }
.ai-rule { margin: 24px 0 0; padding: 16px 20px; border-left: 4px solid #117ACA; background: #fff; border-radius: 0 8px 8px 0; color: var(--text); line-height: 1.6; box-shadow: 0 1px 3px rgba(11,31,51,.06); }
.ai-rule b { color: #0b3b66; }
.ai-sheet td.ok { color: #6fe39a; }
.ai-sheet td:nth-child(3) { color: #c7d6e6; }
.ai-sheet .sheet-tabs em { margin-left: auto; }
@media (max-width: 900px) {
  .ai-row { grid-template-columns: 1fr; gap: 36px; }
  .ai-sheet .sheet-tabs em { display: none; }
}

/* Homepage hero on tablets and phones: stack the deal sheet under the text */
@media (max-width: 1000px) {
  .hero-split .hero-grid { grid-template-columns: 1fr; gap: 32px; padding-bottom: 12px; }
  .hero-split .sheet-link { max-width: 560px; }
}
@media (max-width: 520px) {
  .hero-split .sheet { font-size: 10.5px; }
  .hero-split .sheet th, .hero-split .sheet td { padding: 5px 6px; }
  .hero-split .sheet-fx code { font-size: 10.5px; }
  .hero-split .sheet-tabs span:nth-child(n+4) { display: none; }
}

/* Phone polish */
body { overflow-x: clip; }
@media (max-width: 520px) {
  .ctas { flex-direction: column; align-items: stretch; }
  .ctas .btn { width: 100%; justify-content: center; text-align: center; padding-left: 16px; padding-right: 16px; letter-spacing: .1em; }
  form .btn { letter-spacing: .1em; padding-left: 14px; padding-right: 14px; }
  .ai-sheet th:nth-child(3), .ai-sheet td:nth-child(3) { display: none; }
  .product-grid, .detail-grid { grid-template-columns: minmax(0, 1fr); }
  .kpis { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
  .kpis > * { min-width: 0; padding-left: 10px; padding-right: 10px; }
  .personal .athlete figure { margin: 0 auto; }
}

/* Legal pages (terms, privacy) and footer legal links */
.legal { max-width: 800px; }
.legal-date { font-size: 12px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-bottom: 22px; }
.legal h2 { font-size: 21px; margin: 40px 0 12px; }
.legal p, .legal li { font-size: 16px; line-height: 1.7; color: var(--text); }
.legal ul { padding-left: 20px; margin: 0 0 16px; }
.legal li { margin-bottom: 6px; }
.legal a { color: var(--blue); }
#terms, #privacy { padding: 72px 0 96px; }
.foot-legal a { color: rgba(255,255,255,.7); }
.foot-legal a:hover { color: #fff; }
.foot-legal-h { font-size: 11px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.45); margin-right: 6px; }
@media (max-width: 760px) { .foot-legal { order: 4; width: 100%; } #terms, #privacy { padding: 48px 0 64px; } }

/* Multi-column footer */
footer { padding: 64px 0 28px; }
.foot-top { display: grid; grid-template-columns: 1.6fr repeat(4, 1fr); gap: 40px; }
.foot-brand img { height: 30px; width: auto; }
.foot-brand p { margin: 18px 0 14px; max-width: 300px; font-size: 14px; line-height: 1.6; color: rgba(255,255,255,.6); }
.foot-mail { color: rgba(255,255,255,.85); text-decoration: none; font-size: 14px; }
.foot-col h4 { margin: 4px 0 16px; font-size: 12px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: #fff; }
.foot-col ul { list-style: none; margin: 0; padding: 0; }
.foot-col li { margin-bottom: 10px; font-size: 14px; line-height: 1.4; }
footer a { color: rgba(255,255,255,.65); text-decoration: none; }
footer a:hover { color: #fff; }
.foot-bottom { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; margin-top: 48px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); font-size: 12.5px; color: rgba(255,255,255,.45); }
@media (max-width: 1000px) { .foot-top { grid-template-columns: repeat(3, 1fr); } .foot-brand { grid-column: 1 / -1; } }
@media (max-width: 560px) { footer { padding: 48px 0 24px; } .foot-top { grid-template-columns: 1fr 1fr; gap: 32px 20px; } }
.legal h2 { text-transform: none; letter-spacing: -.01em; font-weight: 700; }
.legal p.legal-date { font-size: 12px; color: var(--muted); }

/* Model disclaimer (models page + each model page) */
.model-disclaimer { padding: 28px 0; background: var(--bg-soft, #f5f7fa); border-top: 1px solid var(--line); }
.model-disclaimer p { margin: 0; max-width: 900px; font-size: 13.5px; line-height: 1.65; color: var(--muted); }
.model-disclaimer strong { display: block; margin-bottom: 6px; font-size: 11px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: var(--navy, #0b3b66); }